About Us

We're the payment processing consultants who got tired of watching businesses get ripped off.

Our Story

We didn't start this company because we love payment processing. We started it because we hate how broken the industry is.

After years of working in the payment processing industry, we realized something was fundamentally wrong. We saw small businesses struggling with confusing contracts, hidden fees, and rates that made no sense. We watched as processors took advantage of merchants who didn't understand the complex world of payment processing.

"Payment processing should be simple, transparent, and fair. But the industry has made it confusing and expensive on purpose."

That's when we decided to do something about it. We quit our jobs and started Payments Suck with one simple mission: help businesses stop overpaying for payment processing. No sales pitches, no hidden agendas, just straight talk and real results.

Today, we've helped over 1,000 businesses save more than $12 million in processing fees. But more importantly, we've helped business owners understand their payment processing so they can make informed decisions and never get taken advantage of again.

Meet the Team

We're not salespeople. We're payment processing experts who are passionate about helping businesses save money.

MJ

Mike Johnson

Founder & CEO

15+ years in payment processing, former processor executive who got tired of seeing businesses get ripped off.

  • Contract negotiation
  • Rate optimization
  • Industry analysis
  • Business strategy
SL

Sarah Lee

VP of Operations

Former bank executive with deep expertise in payment systems and merchant services.

  • Payment systems
  • Risk management
  • Compliance
  • Process optimization
DR

David Rodriguez

Senior Consultant

Payment industry veteran who specializes in helping businesses understand complex pricing structures.

  • Rate analysis
  • Statement review
  • Cost reduction
  • Technical support

Our Values

These aren't just words on a website. They're the principles that guide everything we do.

💯

Transparency

No hidden fees, no confusing contracts, no BS. We explain everything in plain English.

🤝

Honesty

We tell you what you need to hear, not what you want to hear. If we can't save you money, we'll tell you.

⚡

Results

We're not here to sell you services you don't need. We're here to save you money and make your life easier.

🎯

Simplicity

Payment processing doesn't have to be complicated. We make it simple so you can focus on your business.

Our Mission

We're on a mission to fix payment processing for every business that deserves better. We believe that payment processing should be simple, transparent, and fair – not a profit center for processors at the expense of merchants.

"Every business deserves to understand what they're paying for and have someone fighting for their best interests. That's what we do."

If you're tired of confusing statements, hidden fees, and rates that don't make sense, you're in the right place. We're here to help you take control of your payment processing and stop overpaying.

Ready to Work With Us?

Let's talk about your payment processing. No sales pitch, just straight answers about how we can help you save money.

⚡ Get My Free Analysis